MPFA Principal Intermediary IC000365 | Insurance Authority-Licensed Broker FB1407
Dedicated One-to-One Professional Service
Employer enrolment · Account consolidation · TVC tax deductions · No client advisory fees
Dedicated One-to-One Support·Verifiable Licensing for Peace of Mind·No Advisory Fees Charged to Clients
No Client Advisory Fees
Regulated advice only within our licensed scope
Client data kept confidential under the Personal Data (Privacy) Ordinance
We promise service, not returns. Every commitment is verifiable and deliverable.
The same MPFA-registered licensed adviser supports you throughout, from initial consultation and recommendations to account opening and ongoing administration, with dedicated personal follow-up.
Direct Line: 3105 9611Direct Line: 3105 9611Our IFA brokerage model is independent of any trustee. We compare schemes from different trustees based on your circumstances, choosing a scheme for you rather than finding clients for a scheme.
Insurance Authority FB1407 and MPFA IC000365 can both be checked in the official registers. You are welcome to verify our status directly.
We do not charge clients any fees for MPF advisory services. Any commission or other remuneration from related arrangements is clearly explained before service in accordance with regulatory requirements.
Opening or consolidating an account is just the start. We continue to support employee enrolment, contribution administration and annual reviews.
Established in 1997, with a physical office at China Hong Kong City, Tsim Sha Tsui. In-person consultations are available by appointment.
What you receive:Multi-trustee scheme comparison summary and account opening timetable
What you receive:Personal account consolidation checklist and current fund allocation review
What you receive:TVC tax deduction explanation and account opening document checklist
MPFA-registered principal intermediary, Registration No. IC000365. Frontline regulator: Insurance Authority. Responsible officer: 黃健興 (087724). We may lawfully conduct MPF sales and marketing activities and provide regulated advice.
Verify in the MPFA Public RegisterInsurance broker licensed by the Insurance Authority of Hong Kong, China, Licence No. FB1407 (valid 31 March 2022–30 March 2028). All our technical representatives are Insurance Authority-licensed insurance intermediaries.
IFA Licence CheckDiscuss your needs at an initial consultation.
Compare schemes from different trustees.
Assistance with opening or consolidating accounts.
Continued follow-up and annual reviews.
When inviting you to use our services or providing advice, we explain whether fees are charged to you or whether we receive direct or indirect remuneration such as commission.
強積金的參加義務取決於香港僱傭關係與受僱情況，而非國籍或身份來源。自僱人士須自行參加強積金計劃；新來港人士、高才通／優才／IANG 等人才若在港受僱並符合條件，同樣須按制度參加；持有工作簽證且預計在港工作不超過 13 個月等特定人士可獲豁免。本文只作香港製度的事實說明，不涉及任何跨境資金安排或招攬。
Read More僱主須爲符合資格的僱員（一般連續受僱 60 日或以上）登記參加強積金計劃，並按僱員有關入息的 5% 供款（受每月上下限約束）；供款一般須於每月第 10 日或之前存入計劃。僱主還須妥善保存僱傭及供款紀錄，並留意逾期供款的附加費。具體罰則、截止日與保存年期，一律以積金局／勞工處最新公佈爲準。
Read More可以，但必須先向積金局註冊成爲強積金中介人。任何人如在受僱工作、進行業務期間或爲報酬，從事強積金的「受規管活動」——包括邀請／誘使他人作出關於管理強積金的決定，或提供「受規管意見」——均須先註冊。未註冊而以顧問姿態給具體意見，屬違規。
Read More強積金不是保險。強積金是《強制性公積金計劃條例》（第 485 章）下的強制性私營退休保障制度，由強制性公積金計劃管理局（積金局，MPFA）規管；保險產品則由保險業監管局（保監局，IA）規管。兩者是不同制度、不同監管框架。
Read MoreOne-to-one licensed adviser support · No client fees · Remuneration explained in advance
MPF advisory services are provided by an MPFA-registered principal intermediary (IC000365). MPF returns are not guaranteed. Investment involves risks; fund prices may rise or fall. This page provides general information only, does not constitute investment advice and does not recommend any particular MPF scheme or fund. The relevant scheme's offering documents and terms prevail.
